I write policies in English first: hires insert counts, cannot delete history. Leads update locations. Nobody reads other sites' data if we ever go multi-location.
Then I test with two users, not with the service role. If my test uses the god key, I have tested nothing.
Default deny
A new table without a policy should not be wide open. I have seen that surprise. It is not a fun surprise.
Photos follow rows
Storage paths should be unguessable and checked. An ID in a URL is not a permission.